Security & Regulatory Compliance
Data protection protocols and transparency
End-to-end encryption (SSL/TLS)
All data entered into our simulator or analysis forms (marital status data, income, telephone contact details) are instantly encrypted using the secure protocolHTTPS/TLS 1.3(AES 256-bit asymmetric encryption keys).
GDPR Compliance & Individual Rights
In accordance with the General Data Protection Regulation (GDPR), your personal data is not subject to any commercial resale or non-consensual algorithmic exchange.
🔹Right of erasure:Your simulation data is purged from our databases within a legal deadline in the event of a file not finalized.
🔹Right of access and rectification:Instantly exercisable at the dedicated email address:service-client@credit-sans-frais.fr.
Solvency Analysis Algorithm
Our software architecture integrates an automatic module for calculating thetheoretical debt ratiobased on the standards in force decreed by the High Financial Stability Council (HCSF) setting the monthly charge limit at35% of declared income.
Application Security & Anti-Fraud
In order to secure the identity of **Credit Sans Frais** users, our infrastructure uses a system for detecting abnormal requests (protection against SQL injections, application firewall and limitation of the number of requests per IP address).
100% Secure Browsing
The presence of the green or closed padlock in the address bar of your internet browser attests to the validity of the security certificate issued forcredit-sans-frais.fr.